A：I want to take out a loan for (school/ a new house/ new business).
      我想获得（读书/购房/营业）贷款。

B：I’ll have to do a background check.
      我必须进行相关背景调查。

A：Hello, how can I help you, sir?
      你好，可以为您效劳吗，先生？

B：I want to take out a loan for school. What kind of interest rates do you offer?
      我想获得读书贷款。你们的利息是多少？

A：Do you qualify for any of the federal loan programs?
      你是否具备联邦政府的贷款资格呢？

B：Yes, but I need to borrow some more money.
      是的，但是我还需要再多借一点。

A：Well, in that case, we can offer you a private educational loan.
      好的，这样的话，我们可以向你提供个人（非政府）教育贷款。

B：What’s the interest rate?
      利息是多少呢？

A：It’s 7.2%, fixed-rate loan.
      7.2%的固定利息贷款。

loan的意思

B：How do I go about taking it out?
      要获得这种贷款要怎么做？

A：Just fill out this application. We can let you know right away if you qualify.
      填这份申请表。如果你符合资格我们会很快通知你的。

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B：All right. Thank you.
      好的，谢谢你。

A：We need to figure out how much money we’re spending and what we’re spending it on.
      我们要算算我们花了多少钱而且都花在什么地方了。

loan

B：Why?
      为什么？

A：Well, I think we could be saving more.
      哦，我想我们该多存一些钱了。

B：Really, well, o.k. Get the receipts out.
      真的，哦，好的。把收据拿出来。

A：Let’s see. We spent $700 dollars for our home loan payment, $400 on groceries, $75 on utilities, $250 on gasoline, $100 on books, and $300 on entertainment last month.
      让我看看。上个月有房屋贷款700元，食品杂货400元，家具75元，汽油费250元，书100元和300元的娱乐消费。

B：That’s $1825.
      总共是1825元。

loan的意思

A：We put $500 into the savings account, and $750 into our stock account.
      我们存了500元到储蓄账户。还存了750元到资本账户。

loan在线翻译

B：$3075. Our paychecks our $3300, combined. That means we don’t have any receipts for $225.
      那就是3075元。我们的薪水加起来是3300元，那意味着有一项225元的支出没有收据。

A：Right
      对。

1. 贷款；借款
    A loan is a sum of money that you borrow.

    e.g. The country has no access to foreign loans or financial aid...
           该国得不到任何外国贷款或经济援助。
    e.g. The president wants to make it easier for small businesses to get bank loans.
           总统希望能让小企业更方便地获得银行贷款。

2. 暂借
    If someone gives you a loan of something, you borrow it from them.

    e.g. I am in need of a loan of a bike for a few weeks...
           我需要借辆自行车用几个星期。
    e.g. He had offered the loan of his small villa at Cap Ferrat.
           他愿意借出在费拉角的小别墅。

3. 借出
    If you loan something to someone, you lend it to them.

    e.g. He had kindly offered to loan us all the plants required for the exhibit...
           他善解人意地提出愿意把展览需要的植物通通借给我们。
    e.g. We were approached by the Royal Yachting Association to see if we would loan our boat to them.
           皇家游艇协会的人找过我们，问我们能不能把船借给他们。

4. 借用中；借出中
    If something is on loan, it has been borrowed.

    e.g. ...impressionist paintings on loan from the National Gallery...
           从国家美术馆借出的印象派画作
    e.g. Many of these are on display in the Museum, but some have been sent out on loan to other museums.
           其中很多在博物馆展出，但也有一些借给了其他博物馆。

5. 借调；商借
    If a person is on loan from one organization to another, they are temporarily working for the second organization while still employed by the first.

    e.g. David Speedie, on loan from Southampton, scored his first goal for Birmingham...
           从南安普敦转借来的戴维·斯皮迪为伯明翰进了他的第一球。
    e.g. She's on loan to us from the CIA.
           她是从中央情报局借调给我们的。