How we regulate insurance is not an esoteric issue .

我们如何监管保险业并不是个深奥的问题。

Routine isn 't that esoteric but it is the secret to meditation .

常规不是那种秘传的东西但确实是冥想的秘诀。

Others use more esoteric approaches .

还有些基金使用更为深奥的方法。

Another approach is less esoteric .

其它保水途径就没有这么深奥了。

These calculations are not just esoteric academic tweaks .

上述计算可不仅仅是深奥的学术问题。