The failure rate on the bar exam is discouragingly high .

律师考试的不通过率高得让人泄气。

Discouragingly , the finnish reactor , originally priced at 3 billion ( & pound ; 2.1 billion at the time ) , is three years late and around 2 billion more expensive than expected .

令人泄气的是，芬兰的这个核电站计划造价是30亿欧元（当时价值21亿英镑），比计划晚了3年开工并超出预算20亿欧元左右。

The problem is that mortgage rates are not the obstacle to recovery in housing ; cheap mortgages are of little use to buyers if lending standards are inappropriately and discouragingly high .

但问题在于，按揭抵押率并不是房市复苏的阻碍；因为如果借贷标准仍然高得过分，廉价房贷对于买家依旧没有什么用处。