1. 保险费；保险金
    A premium is a sum of money that you pay regularly to an insurance company for an insurance policy.

    e.g. It is too early to say whether insurance premiums will be affected.
           现在说保险费是否会受影响还为时过早。

2. 额外费用；加付款；加价
    A premium is a sum of money that you have to pay for something in addition to the normal cost.

    e.g. Even if customers want 'solutions', most are not willing to pay a premium for them...
           即使顾客想得到“解决方案”，他们大多数也不愿意为此支付额外费用。
    e.g. Callers are charged a premium rate of 48p a minute.
           打电话要支付每分钟48便士的附加费。

3. 优质的；高端的
    Premium goods are of a higher than usual quality and are often expensive.

    e.g. At the premium end of the market, business is booming.
           高端市场业务繁荣。
    e.g. ...the most popular premium ice cream in this country.
           这个国家最受欢迎的优质冰激凌

4. 紧缺的；稀缺的；难以得到的
    If something is at a premium, it is wanted or needed, but is difficult to get or achieve.

    e.g. If space is at a premium, choose adaptable furniture that won't fill the room.
           如果空间有限，就选择一些不会把房间占得很满的可改装家具。

5. 超出平常价，以高价（买进或售出）
    If you buy or sell something at a premium, you buy or sell it at a higher price than usual, for example because it is in short supply.

    e.g. He eventually sold the shares back to the bank at a premium.
           他最后以高价把股票回售给银行。

6. 高度重视
    If you place a high premium on a quality or characteristic or put a high premium on it, you regard it as very important.

premium的意思

    e.g. I place a high premium on what someone is like as a person...
           我非常重视一个人的人品。
    e.g. They put a high premium on prevention and primary care.
           他们对预防和初级护理极为重视。