More immediately , houses are expensive , credit hard to get and jobs scarce-not just in old manufacturing industries but in the ritzier services that attract increasingly debt-laden graduates .

更明显的是，房价越来越高，贷款不易、工作岗位稀缺，这些状况不仅存在于古老的制造工业，还存在于吸纳越来越多负债毕业生的时尚服务业。