If one refinances in the future , he will have to pay off the 2nd mortgage .

如果将来再融资，他将不得不支付的第二按揭。

In fact , the average family who refinances today can save nearly $ 2000 per year on their mortgage .

事实上，一般重新获得贷款的家庭每年都可以省下将近2000美元的抵押款。