What happens to your superannuation if you retire early ?

如果你提前退休，那么退休金怎么算？

In fact , most of us are shareholders in the mining industry through our superannuation schemes .

事实上，我们大多数通过养老金计划，在矿产行业我们也是股东。

Employers there are required to contribute 9 % ( set to rise to 12 % in 2019 ) of an employee 's salary to a superannuation account .

澳大利亚的雇主存雇员工资的9%（2019年将上升到12%）进入他们的养老金账户。

Teachers now have to come under the state superannuation scheme .

现在的教师得纳入国家退休金体系。

Another significant factor was changes in pension rules around the same time , which meant employers had to increase contributions to superannuation funds from 4 per cent to 9 per cent .

另一个重要因素，是养老金条例在同一时期的改变，这意味着雇主的养老金缴纳比例必须从4%提高至9%。